Roach guide · Updated August 2026

Roaches in Florida: Palmetto Bugs vs the Real Problem

American cockroach, the Florida palmetto bug, in close up side view
The American cockroach, Florida's palmetto bug. Photo: Alex Wild, Insects Unlocked, public domain.

Every Florida homeowner meets a roach eventually, and the single most useful thing to know is that "roach" covers two very different problems. One is a big outdoor insect that wanders inside. The other is a small indoor breeder that turns into an infestation. The right response to each is completely different, and companies that quote you without asking which one you have are guessing.

The palmetto bugs: big, ugly, and mostly visitors

American, smokybrown, and Australian cockroaches, the inch and a half giants Floridians call palmetto bugs, live outdoors in mulch, palms, sewers, and attics. They come inside through gaps under doors, plumbing penetrations, and soffit vents, especially after heavy rain or during summer heat. Seeing one or two a month, usually at night, usually near a door or bathroom, does not mean your home is infested and it does not mean your home is dirty. It means you live in Florida.

What works against them is boring and physical: door sweeps, sealed plumbing gaps, screened vents, mulch pulled back from the foundation, and a perimeter treatment during the wet season. Indoor fogging for palmetto bugs is theater; the population lives outside.

German roaches: the actual infestation

German cockroaches are small, about half an inch, tan with two dark stripes behind the head, and they breed indoors, almost always in kitchens and bathrooms. They arrive in grocery bags, cardboard, used appliances, or from a neighboring unit, and a few become hundreds in weeks. Roaches during the day, roaches in the fridge gasket, or pepper like droppings in cabinet corners mean a German roach problem, and that is a different league.

What works is gel bait placed in cracks and crevices near where they hide, insect growth regulators, and patience over two to four weeks. What fails is the spray can: repellent sprays scatter the colony deeper into walls and make baiting harder. If you rent, notify the landlord in writing; in multifamily buildings the whole line of units usually needs treatment or they simply migrate and return.

When to bring in a professional

Costs for cleanouts and recurring plans are in the Florida cost guide, so you can recognize a fair quote when you hear one.

This guide is homeowner research, not an offer of services. Use it to identify what you are dealing with and to arrive at any company conversation informed.

Related reading